{"id":2662,"date":"2026-10-23T11:14:29","date_gmt":"2026-10-23T11:14:29","guid":{"rendered":"https:\/\/arev.is\/?p=2662"},"modified":"2026-10-23T11:20:46","modified_gmt":"2026-10-23T11:20:46","slug":"markadurinn-hlynar-i-gard-reykjavikur","status":"publish","type":"post","link":"https:\/\/arev.is\/en\/frettir\/markadurinn-hlynar-i-gard-reykjavikur\/","title":{"rendered":"Marka\u00f0urinn hl\u00fdnar \u00ed gar\u00f0 Reykjav\u00edkur"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u00cd \u00f6llum skuldabr\u00e9fa\u00fatbo\u00f0um borgarinnar fr\u00e1 \u00e1rsbyrjun 2025 fram \u00ed febr\u00faar 2026 greiddi h\u00fan h\u00e6rra \u00e1lag \u00e1 r\u00edkisbr\u00e9f en L\u00e1nasj\u00f3\u00f0ur sveitarf\u00e9laga. \u00cd \u00f6llum \u00feremur \u00fatbo\u00f0um eftir kosningar hefur h\u00fan veri\u00f0 \u00e1 pari vi\u00f0 L\u00e1nasj\u00f3\u00f0inn e\u00f0a l\u00edtillega undir.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Skuldabr\u00e9famarka\u00f0urinn er har\u00f0ur h\u00fasb\u00f3ndi. Kj\u00f3sendur kve\u00f0a upp d\u00f3m \u00e1 fj\u00f6gurra \u00e1ra fresti. Fj\u00e1rfestar endurmeta l\u00e1nstraust \u00fatgefanda \u00e1 hverjum vi\u00f0skiptadegi og ver\u00f0leggja \u00fea\u00f0 \u00ed \u00e1v\u00f6xtunarkr\u00f6funni.<\/p>\n\n\n\n<h2 id=\"h-thegar-markadurinn-refsar\" class=\"wp-block-heading\">\u00deegar marka\u00f0urinn refsar<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u00fdrasta d\u00e6mi s\u00ed\u00f0ari \u00e1ra er Bretland hausti\u00f0 2022. R\u00edkisstj\u00f3rn Liz Truss kynnti 23. september fj\u00e1rlagapakka me\u00f0 skattal\u00e6kkunum upp \u00e1 um 45 milljar\u00f0a punda, \u00e1n \u00feess a\u00f0 s\u00fdna hvernig \u00fe\u00e6r yr\u00f0u fj\u00e1rmagna\u00f0ar. Vi\u00f0br\u00f6g\u00f0in l\u00e9tu ekki \u00e1 s\u00e9r standa. Krafa 30 \u00e1ra breskra r\u00edkisbr\u00e9fa f\u00f3r \u00far um 3,7% \u00ed yfir 5% \u00e1 innan vi\u00f0 viku og pundi\u00f0 f\u00e9ll \u00ed s\u00f6gulegt l\u00e1gmark gagnvart dollar. Englandsbanki \u00feurfti a\u00f0 gr\u00edpa inn \u00ed me\u00f0 kaupum \u00e1 l\u00f6ngum r\u00edkisbr\u00e9fum til a\u00f0 for\u00f0a l\u00edfeyrissj\u00f3\u00f0um fr\u00e1 \u00fevingu\u00f0um eignas\u00f6lum.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fj\u00e1rm\u00e1lar\u00e1\u00f0herrann var l\u00e1tinn fara \u00feremur vikum s\u00ed\u00f0ar og Truss sag\u00f0i af s\u00e9r 20. okt\u00f3ber, eftir 45 daga \u00ed emb\u00e6tti. L\u00e6rd\u00f3murinn er einfaldur: marka\u00f0urinn ver\u00f0leggur tr\u00faver\u00f0ugleika fj\u00e1rm\u00e1lastefnu. \u00deetta getur sn\u00faist vi\u00f0 \u00feegar stefnan \u00feykir \u00e1byrg.<\/p>\n\n\n\n<h2 id=\"h-utbodin-segja-soguna\" class=\"wp-block-heading\">\u00datbo\u00f0in segja s\u00f6guna<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c1lag er h\u00e9r munurinn \u00e1 \u00e1v\u00f6xtunarkr\u00f6fu skuldabr\u00e9fs og kr\u00f6fu ver\u00f0trygg\u00f0s r\u00edkisbr\u00e9fs me\u00f0 samb\u00e6rilegan l\u00edft\u00edma. \u00dea\u00f0 s\u00fdnir hve miklu h\u00e6rri \u00e1v\u00f6xtun fj\u00e1rfestar krefjast af \u00fatgefandanum en r\u00edkinu. \u00deannig dettur \u00fat s\u00fa hreyfing sem er sameiginleg \u00f6llum marka\u00f0num, til d\u00e6mis vegna breytinga \u00e1 st\u00fdriv\u00f6xtum. Eitt hundra\u00f0 punktar eru eitt pr\u00f3sentustig.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00e6\u00f0i Reykjav\u00edkurborg og L\u00e1nasj\u00f3\u00f0ur sveitarf\u00e9laga halda skuldabr\u00e9fa\u00fatbo\u00f0 \u00e1 eins til \u00feriggja m\u00e1na\u00f0a fresti, og \u00fear fer mesta veltan fram. \u00cd hverju \u00fatbo\u00f0i seljast br\u00e9f fyrir h\u00e1lfan til tvo milljar\u00f0a kr\u00f3na. \u00datbo\u00f0in gefa \u00fev\u00ed betri myndina af \u00fev\u00ed hva\u00f0a kj\u00f6r bj\u00f3\u00f0ast. H\u00e9r er borinn saman ver\u00f0trygg\u00f0ur flokkur borgarinnar, RVK 44 1, og ver\u00f0trygg\u00f0ir flokkar L\u00e1nasj\u00f3\u00f0sins, LSS 39 0303 og LSS151155.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>+16 punktar:<\/strong> h\u00e6rra \u00e1lag en L\u00e1nasj\u00f3\u00f0urinn, a\u00f0 me\u00f0altali \u00ed sj\u00f6 \u00fatbo\u00f0um borgarinnar jan. 2025 \u2013 feb. 2026.<\/li>\n\n\n\n<li><strong>\u22127 punktar:<\/strong> l\u00e6gra \u00e1lag en L\u00e1nasj\u00f3\u00f0urinn, a\u00f0 me\u00f0altali \u00ed \u00feremur \u00fatbo\u00f0um eftir kosningar.<\/li>\n\n\n\n<li><strong>\u221231 punktur:<\/strong> l\u00e6kkun \u00e1 \u00e1lagi borgarinnar \u00e1 r\u00edkisbr\u00e9f, \u00far um 99 \u00ed um 68 punkta a\u00f0 me\u00f0altali.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"1080\" src=\"https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22.png\" alt=\"\u00c1lag \u00ed skuldabr\u00e9fa\u00fatbo\u00f0um Reykjav\u00edkurborgar og L\u00e1nasj\u00f3\u00f0s sveitarf\u00e9laga \u00e1 ver\u00f0trygg\u00f0 r\u00edkisbr\u00e9f 2025\u20132026. Fram \u00ed febr\u00faar 2026 var \u00e1lag borgarinnar 94 til 105 punktar og h\u00e6rra en hj\u00e1 L\u00e1nasj\u00f3\u00f0num; \u00ed \u00fatbo\u00f0um \u00ed j\u00fan\u00ed, september og okt\u00f3ber 2026 var \u00fea\u00f0 69, 66 og 68 punktar, l\u00edtillega undir L\u00e1nasj\u00f3\u00f0num.\" class=\"wp-image-2664\" srcset=\"https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22.png 1800w, https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22-300x180.png 300w, https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22-1024x614.png 1024w, https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22-768x461.png 768w, https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22-1536x922.png 1536w, https:\/\/arev.is\/wp-content\/uploads\/2026\/10\/markadurinn-hlynar-rvk-lss-utbod-2026-10-22-18x12.png 18w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\" \/><figcaption class=\"wp-element-caption\">Hver punktur er eitt \u00fatbo\u00f0. \u00c1lag L\u00e1nasj\u00f3\u00f0sins er br\u00faa\u00f0 \u00e1 milli LSS 39 0303 og LSS151155 a\u00f0 l\u00edft\u00edma RVK 44 1 og s\u00fdnt \u00feegar bo\u00f0i\u00f0 var \u00ed b\u00e1\u00f0a flokkana. Borgin afl\u00fdsti \u00fatbo\u00f0um 18. mars og 15. apr\u00edl 2026. Heimildir: \u00fatbo\u00f0stilkynningar Reykjav\u00edkurborgar og L\u00e1nasj\u00f3\u00f0s sveitarf\u00e9laga; krafa r\u00edkisbr\u00e9fa fr\u00e1 Keldunni.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u00datbo\u00f0 borgarinnar<\/th><th>Krafa RVK 44 1<\/th><th>\u00c1lag RVK<\/th><th>N\u00e6sta \u00fatbo\u00f0 LSS<\/th><th>\u00c1lag LSS<\/th><th>RVK \u2212 LSS<\/th><\/tr><\/thead><tbody><tr><td>22. jan 2025<\/td><td>3,70%<\/td><td>106<\/td><td>8. jan 2025<\/td><td>82<\/td><td>+24<\/td><\/tr><tr><td>19. feb 2025<\/td><td>3,69%<\/td><td>94<\/td><td>12. feb 2025<\/td><td>81<\/td><td>+13<\/td><\/tr><tr><td>20. \u00e1g\u00fa 2025<\/td><td>4,11%<\/td><td>104<\/td><td>15. sep 2025<\/td><td>84<\/td><td>+20<\/td><\/tr><tr><td>24. sep 2025<\/td><td>4,00%<\/td><td>99<\/td><td>15. sep 2025<\/td><td>84<\/td><td>+15<\/td><\/tr><tr><td>19. n\u00f3v 2025<\/td><td>3,65%<\/td><td>101<\/td><td>11. n\u00f3v 2025<\/td><td>87<\/td><td>+14<\/td><\/tr><tr><td>14. jan 2026<\/td><td>3,60%<\/td><td>95<\/td><td>22. jan 2026<\/td><td>78<\/td><td>+17<\/td><\/tr><tr><td>25. feb 2026<\/td><td>3,56%<\/td><td>95<\/td><td>11. feb 2026<\/td><td>84<\/td><td>+11<\/td><\/tr><tr><td>24. j\u00fan 2026<\/td><td>3,67%<\/td><td>69<\/td><td>11. j\u00fan 2026<\/td><td>76<\/td><td>\u22127<\/td><\/tr><tr><td>30. sep 2026<\/td><td>3,78%<\/td><td>66<\/td><td>13. \u00e1g\u00fa 2026<\/td><td>74<\/td><td>\u22128<\/td><\/tr><tr><td>22. okt 2026<\/td><td>3,78%<\/td><td>68<\/td><td>13. \u00e1g\u00fa 2026<\/td><td>74<\/td><td>\u22126<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"h-hvenaer-vard-breytingin\" class=\"wp-block-heading\">Hven\u00e6r var\u00f0 breytingin?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Borgin afl\u00fdsti \u00fatbo\u00f0um s\u00ednum \u00ed mars og apr\u00edl, svo ekkert \u00fatbo\u00f0 var haldi\u00f0 \u00e1 milli 25. febr\u00faar og 24. j\u00fan\u00ed. \u00datbo\u00f0in s\u00fdna \u00fev\u00ed a\u00f0 breytingin var\u00f0 \u00e1 \u00fev\u00ed t\u00edmabili, en ekki hvort h\u00fan var\u00f0 fyrir e\u00f0a eftir kosningar. Vi\u00f0skipti \u00e1 eftirmarka\u00f0i benda til \u00feess a\u00f0 \u00e1lagi\u00f0 hafi byrja\u00f0 a\u00f0 l\u00e6kka \u00ed apr\u00edl, fyrir kosningar. \u00cd \u00fatbo\u00f0unum eftir a\u00f0 n\u00fdr meirihluti t\u00f3k vi\u00f0 hefur borgin svo haldi\u00f0 st\u00f6\u00f0u sinni.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>25. feb.<\/strong> S\u00ed\u00f0asta \u00fatbo\u00f0 fyrir kosningar. Borgin grei\u00f0ir 11 punktum h\u00e6rra \u00e1lag en L\u00e1nasj\u00f3\u00f0urinn.<\/li>\n\n\n\n<li><strong>16. ma\u00ed<\/strong> Borgarstj\u00f3rnarkosningar. Sj\u00e1lfst\u00e6\u00f0isflokkur f\u00e6r 32,9% og n\u00edu borgarfulltr\u00faa.<\/li>\n\n\n\n<li><strong>27. ma\u00ed<\/strong> Sj\u00e1lfst\u00e6\u00f0isflokkur, Vi\u00f0reisn og Frams\u00f3kn kynna samstarfss\u00e1ttm\u00e1la \u00ed Vi\u00f0ey. Bo\u00f0a\u00f0ar eru hagr\u00e6\u00f0ingar og stj\u00f3rnkerfisbreytingar til a\u00f0 auka skilvirkni og draga \u00far s\u00f3un.<\/li>\n\n\n\n<li><strong>2. j\u00fan\u00ed<\/strong> N\u00fd borgarstj\u00f3rn tekur vi\u00f0 og Hildur Bj\u00f6rnsd\u00f3ttir ver\u00f0ur borgarstj\u00f3ri.<\/li>\n\n\n\n<li><strong>24. j\u00fan\u00ed<\/strong> Fyrsta \u00fatbo\u00f0 eftir kosningar. Borgin grei\u00f0ir 7 punktum l\u00e6gra \u00e1lag en L\u00e1nasj\u00f3\u00f0urinn.<\/li>\n\n\n\n<li><strong>25. \u00e1g\u00fast<\/strong> Borgarr\u00e1\u00f0 sam\u00feykkir skipulagsbreytingar \u00ed mi\u00f0l\u00e6gri stj\u00f3rns\u00fdslu sem eiga a\u00f0 spara um 900 m.kr. \u00e1 \u00e1ri.<\/li>\n\n\n\n<li><strong>10. sept.<\/strong> Sex m\u00e1na\u00f0a uppgj\u00f6r s\u00fdnir 3,2 ma.kr. halla \u00e1 A-hluta, einkum vegna h\u00e6rri ver\u00f0b\u00f3lgu og fj\u00e1rmagnskostna\u00f0ar.<\/li>\n\n\n\n<li><strong>30. sept.<\/strong> \u00datbo\u00f0 borgarinnar. \u00c1lagi\u00f0 er 8 punktum l\u00e6gra en hj\u00e1 L\u00e1nasj\u00f3\u00f0num.<\/li>\n\n\n\n<li><strong>22. okt.<\/strong> \u00datbo\u00f0 borgarinnar: 500 m.kr. \u00e1 3,78% kr\u00f6fu. \u00c1lagi\u00f0 er 6 punktum l\u00e6gra en hj\u00e1 L\u00e1nasj\u00f3\u00f0num, en eftirspurn var dr\u00e6m og tilbo\u00f0 n\u00e1mu a\u00f0eins 525 m.kr.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-list-markadnum-vel-a-nyja-meirihlutann\" class=\"wp-block-heading\">L\u00edst marka\u00f0num vel \u00e1 n\u00fdja meirihlutann?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Borgin hefur b\u00e6tt st\u00f6\u00f0u s\u00edna verulega \u00e1 \u00e1rinu. Eftir a\u00f0 hafa greitt h\u00e6rra \u00e1lag en L\u00e1nasj\u00f3\u00f0ur sveitarf\u00e9laga \u00ed hverju \u00fatbo\u00f0i \u00ed r\u00famt \u00e1r er h\u00fan n\u00fa \u00e1 pari vi\u00f0 hann e\u00f0a l\u00edtillega undir. \u00c1herslan \u00e1 hagr\u00e6\u00f0ingu \u00ed mi\u00f0l\u00e6gri stj\u00f3rns\u00fdslu og a\u00f0 n\u00e1 t\u00f6kum \u00e1 fj\u00e1rmagnskostna\u00f0i er \u00fea\u00f0 sem l\u00e1nveitendur vilja sj\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00f6lurnar \u00fearf \u00fe\u00f3 a\u00f0 lesa af h\u00f3fsemi. Breytingin h\u00f3fst l\u00edklega fyrir kosningar, og munurinn \u00e1 borginni og L\u00e1nasj\u00f3\u00f0num eftir kosningar er a\u00f0eins nokkrir punktar. Eftirspurn \u00ed \u00fatbo\u00f0inu 22. okt\u00f3ber var auk \u00feess dr\u00e6m og \u00e1lagi\u00f0 h\u00e6kka\u00f0i l\u00edtillega fr\u00e1 september. \u00de\u00e1 er eftir a\u00f0 s\u00fdna a\u00f0 hagr\u00e6\u00f0ingin skili s\u00e9r: hallinn \u00e1 fyrri hluta \u00e1rs og bo\u00f0u\u00f0 l\u00e6kkun fasteignaskatta getur dregi\u00f0 dilk \u00e1 eftir s\u00e9r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Marka\u00f0urinn vir\u00f0ist \u00fev\u00ed hafa tiltr\u00fa \u00e1 n\u00fdjum meirihluta, en hann b\u00ed\u00f0ur eftir efndum. N\u00e6sta pr\u00f3fraun ver\u00f0ur fj\u00e1rhags\u00e1\u00e6tlun fyrir 2027. Ef h\u00fan s\u00fdnir tr\u00faver\u00f0uga lei\u00f0 a\u00f0 jafnv\u00e6gi \u00ed rekstri er l\u00edklegt a\u00f0 kj\u00f6r borgarinnar haldi \u00e1fram a\u00f0 batna.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><strong>A\u00f0fer\u00f0.<\/strong> Notu\u00f0 er sam\u00feykkt \u00e1v\u00f6xtunarkrafa \u00ed hverju \u00fatbo\u00f0i samkv\u00e6mt tilkynningum \u00fatgefenda. \u00c1lag er reikna\u00f0 \u00e1 m\u00f3ti kr\u00f6fu ver\u00f0trygg\u00f0ra r\u00edkisbr\u00e9fa sama dag (\u00ed \u00fatbo\u00f0inu 22. okt\u00f3ber n\u00fdjustu kr\u00f6fu fyrir \u00fatbo\u00f0), br\u00faa\u00f0ri a\u00f0 l\u00edft\u00edma hvers flokks samkv\u00e6mt Keldunni. \u00c1lag L\u00e1nasj\u00f3\u00f0sins er br\u00faa\u00f0 \u00e1 milli tveggja flokka hans a\u00f0 l\u00edft\u00edma RVK 44 1 (um 8 \u00e1r) svo samanbur\u00f0urinn s\u00e9 \u00e1 sama sta\u00f0 \u00e1 vaxtaferlinum. Hvert \u00fatbo\u00f0 borgarinnar er para\u00f0 vi\u00f0 n\u00e6sta \u00fatbo\u00f0 L\u00e1nasj\u00f3\u00f0sins \u00fear sem bo\u00f0i\u00f0 var \u00ed b\u00e1\u00f0a flokkana.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/reykjavik.is\/fjarfestar\">Reykjav\u00edkurborg: uppl\u00fdsingar fyrir fj\u00e1rfesta og kauphallartilkynningar<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lanasjodur.is\/is\/lanasjodurinn\/yfirlit-fretta\">L\u00e1nasj\u00f3\u00f0ur sveitarf\u00e9laga: ni\u00f0urst\u00f6\u00f0ur skuldabr\u00e9fa\u00fatbo\u00f0a<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/keldan.is\/Markadir\/Skuldabref\">Keldan: krafa r\u00edkisbr\u00e9fa<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/reykjavik.is\/frettir\/2026\/nyr-meirihluti-i-borgarstjorn-kynntur-i-videy\">Reykjav\u00edkurborg: N\u00fdr meirihluti kynntur \u00ed Vi\u00f0ey (27.5.2026)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.mbl.is\/frettir\/innlent\/2026\/08\/26\/thad_er_meira_fram_undan\/\">mbl.is: \u201e\u00dea\u00f0 er meira fram undan\u201c (26.8.2026)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.mbl.is\/frettir\/innlent\/2026\/09\/10\/3_2_milljarda_halli_a_rekstri_borgarinnar\/\">mbl.is: 3,2 milljar\u00f0a halli \u00e1 rekstri borgarinnar (10.9.2026)<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\u00cd \u00f6llum skuldabr\u00e9fa\u00fatbo\u00f0um borgarinnar fr\u00e1 \u00e1rsbyrjun 2025 fram \u00ed febr\u00faar 2026 greiddi h\u00fan h\u00e6rra \u00e1lag \u00e1 r\u00edkisbr\u00e9f en L\u00e1nasj\u00f3\u00f0ur sveitarf\u00e9laga. \u00cd \u00f6llum \u00feremur \u00fatbo\u00f0um eftir kosningar hefur h\u00fan veri\u00f0 \u00e1 pari vi\u00f0 L\u00e1nasj\u00f3\u00f0inn e\u00f0a l\u00edtillega undir.<\/p>","protected":false},"author":2,"featured_media":2669,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - 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